| Accessories | Kliek hier vir Afrikaans |
Mating and Breeding
Determine the date of lamb, calf, litter or foal next to the mating date.
| Mate | Lamb | Calf | Litter | Foal |
| 2000/01/01 | 2000/05/30 | 2000/10/10 | 2000/04/22 | 2000/12/06 |
| 2000/01/15 | 2000/06/13 | 2000/10/24 | 2000/05/06 | 2000/12/20 |
| 2000/01/29 | 2000/06/27 | 2000/11/07 | 2000/05/20 | 2001/01/03 |
| 2000/02/12 | 2000/07/11 | 2000/11/21 | 2000/06/03 | 2001/01/17 |
| 2000/02/26 | 2000/07/25 | 2000/12/05 | 2000/06/17 | 2001/01/31 |
| 2000/03/11 | 2000/08/08 | 2000/12/19 | 2000/07/01 | 2001/02/14 |
| 2000/03/25 | 2000/08/22 | 2001/01/02 | 2000/07/15 | 2001/02/28 |
| 2000/04/08 | 2000/09/05 | 2001/01/16 | 2000/07/29 | 2001/03/14 |
| 2000/04/22 | 2000/09/19 | 2001/01/30 | 2000/08/12 | 2001/03/28 |
| 2000/05/06 | 2000/10/03 | 2001/02/13 | 2000/08/26 | 2001/04/11 |
| 2000/05/20 | 2000/10/17 | 2001/02/27 | 2000/09/09 | 2001/04/25 |
| 2000/06/03 | 2000/10/31 | 2001/03/13 | 2000/09/23 | 2001/05/09 |
| 2000/06/17 | 2000/11/14 | 2001/03/27 | 2000/10/07 | 2001/05/23 |
| 2000/07/01 | 2000/11/28 | 2001/04/10 | 2000/10/21 | 2001/06/06 |
| 2000/07/15 | 2000/12/12 | 2001/04/24 | 2000/11/04 | 2001/06/20 |
| 2000/07/29 | 2000/12/26 | 2001/05/08 | 2000/11/18 | 2001/07/04 |
| 2000/08/12 | 2001/01/09 | 2001/05/22 | 2000/12/02 | 2001/07/18 |
| 2000/08/26 | 2001/01/23 | 2001/06/05 | 2000/12/16 | 2001/08/01 |
| 2000/09/09 | 2001/02/06 | 2001/06/19 | 2000/12/30 | 2001/08/15 |
| 2000/09/23 | 2001/02/20 | 2001/07/03 | 2001/01/13 | 2001/08/29 |
| 2000/10/07 | 2001/03/06 | 2001/07/17 | 2001/01/27 | 2001/09/12 |
| 2000/10/21 | 2001/03/20 | 2001/07/31 | 2001/02/10 | 2001/09/26 |
| 2000/11/04 | 2001/04/03 | 2001/08/14 | 2001/02/24 | 2001/10/10 |
| 2000/11/18 | 2001/04/17 | 2001/08/28 | 2001/03/10 | 2001/10/24 |
| 2000/12/02 | 2001/05/01 | 2001/09/11 | 2001/03/24 | 2001/11/07 |
| 2000/12/16 | 2001/05/15 | 2001/09/25 | 2001/04/07 | 2001/11/21 |
Payments
Determine the annual payment of a hire puchase or mortgage bond at a interest rate for a amount of years.
Installment per annum = factor against interest rate en appropriate years x borrowed ammount/1000
| Years | |||||||||
| % | 3 | 4 | 5 | 7 | 10 | 15 | 20 | 25 | 30 |
| 5 | 367 | 282 | 231 | 173 | 130 | 96 | 80 | 71 | 65 |
| 10 | 402 | 315 | 264 | 205 | 163 | 131 | 117 | 110 | 106 |
| 15 | 438 | 350 | 298 | 240 | 199 | 171 | 160 | 155 | 152 |
| 15.5 | 442 | 354 | 302 | 244 | 203 | 175 | 164 | 159 | 157 |
| 16 | 445 | 357 | 305 | 248 | 207 | 179 | 169 | 164 | 162 |
| 16.5 | 449 | 361 | 309 | 251 | 211 | 184 | 173 | 169 | 167 |
| 17 | 453 | 365 | 313 | 255 | 215 | 188 | 178 | 173 | 172 |
| 17.5 | 456 | 368 | 316 | 259 | 219 | 192 | 182 | 178 | 176 |
| 18 | 460 | 372 | 320 | 262 | 223 | 196 | 187 | 183 | 181 |
| 18.5 | 464 | 375 | 323 | 266 | 226 | 201 | 191 | 188 | 186 |
| 19 | 467 | 379 | 327 | 270 | 230 | 205 | 196 | 192 | 191 |
| 19.5 | 471 | 383 | 331 | 274 | 234 | 209 | 201 | 197 | 196 |
| 20 | 475 | 386 | 334 | 277 | 239 | 214 | 205 | 202 | 201 |
| 20.5 | 478 | 390 | 338 | 281 | 243 | 218 | 210 | 207 | 206 |
| 21 | 482 | 394 | 342 | 285 | 247 | 223 | 215 | 212 | 211 |
| 21.5 | 486 | 397 | 345 | 289 | 251 | 227 | 219 | 217 | 216 |
| 22 | 490 | 401 | 349 | 293 | 255 | 232 | 224 | 222 | 221 |
| 22.5 | 493 | 405 | 353 | 297 | 259 | 236 | 229 | 226 | 226 |
| 23 | 497 | 408 | 357 | 301 | 263 | 241 | 234 | 231 | 230 |
| 23.5 | 501 | 412 | 360 | 304 | 267 | 245 | 239 | 236 | 235 |
| 24 | 505 | 416 | 364 | 308 | 272 | 250 | 243 | 241 | 240 |
| 24.5 | 509 | 420 | 368 | 312 | 276 | 255 | 248 | 246 | 245 |
| 25 | 512 | 423 | 372 | 316 | 280 | 256 | 253 | 251 | 250 |
The math of fraud prevetion
Do the math. Based on the estimated norm of 7%, a company with an annual turnover of R50 million is probably losing R3,75 million a year because of fraud. On the other hand, there is the possibility that a fraud prevention program can limit this loss by more than half after it has paid for its own cost.
Say that such a program cost, for the sake of the argument, R500 000 to implement while the loss to fraud decreases by 50%, the ant-fraud program saved the company R1,875 million immediately. The net saving amounts to R1,375 million after deduction of the R500 000 cost of the program. This is a return of 275% on the initial cost, not to mention the opportunity cost in the form of lost customers, higher insurance cost and a lower share price the negative publicity of an exposed fraud incident will cause.
